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Do I need a separate bank account?

For the Crunch service, you must have a separate business bank account. This is designed to make it easier when recording business transactions.

Although not a legal requirement, it will make your life a lot more straightforward. Trying to sift through potentially hundreds of transactions in your personal account each month, trying to remember what was for your business, isn't likely to be a pleasant way to spend your Sunday evenings.

By opening a business account, you'll have greater clarity over what really relates to your business and cuts down on your admin time each month. You'll also be able to reconcile your bank account against your transactions already recorded - we don't require you to enter your personal accounts through the software.

Reconciling your accounts is the ultimate way to ensure your records are straight, providing accurate liabilities and also peace of mind. Additionally, you're able to record your business transactions directly from the bank statement itself - another fantastic time-saver.
Last Updated: 16 Mar 2016 10:53AM GMT
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